Smart Steps for Buying a New Car
So you’re thinking about buying a new car. For most of us, our car is the second most expensive purchase...
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Spero is more than a credit union.
We’re a community.
People-first approach. Authentic advice. Personalized solutions.
Member-Owned
As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.
Personalized Service
We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.
Better Rates
As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.
Banking has never looked so good.
The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.
Every Checking Account Includes
- Tap-and-Go Debit Card with EMV Chip
- MONEYLINKTM Online Banking
- Mobile Deposit
Financial Wellness
A financial journey is an "us" thing! Let's help you soar with your money.
Financial Coaching
Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.
Financial Education
Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.
Financial Insights
We make “money” practical. Browse our blog for financial tips and insights that can help you take your money further.
Together We Soar
Let's Reach Your Financial Goals!
In The News
In The News
Spero Financial Joins WSPA’s Here to Help Diane Lee for Credit Score Myths
Spero Financial's Branch Manager Jarred Kelly had the opportunity to join WSPA's Diane Lee to discuss top credit score myths, specifically the impact of credit utilization.
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Family
Member Spotlight: Chestnut Coffee
Chestnut Coffee’s story is one of connection, creativity, and community. We caught up with the owners to learn about how it started and where it’s headed next.
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Member Alerts
Member Alert: FTC Scam Avoidance Action Plan
Excerpt from the Federal Trade Commission article: "Use this action plan to avoid scams"
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Family
Help Your Kids Balance Gifts & Gratitude
How do we let our kids enjoy the fun of getting gifts while still teaching them to be grateful and generous? Here are a few suggestions.
Read more@mysperofi
Connect With the Spero Family
We`re hosting a coat drive to keep our community cozy this winter! 🧥
Donate new and gently used coats (adult or child sizes) at any Spero branch. All coats will be donated to a local nonprofit organization.
It’s Sponsor Spotlight Saturday!
Thank you to @visa for being the Champion Sponsor for the 2026 Pink Walk and Fun Run! 🩷
The event will take place on Saturday, February 7th at 8:00 AM. Register at link in bio.
Our new hires had a great time getting to know Team Spero while volunteering at @miraclehillthriftstores
With 24/7 monitoring and customizable alerts (like Balance Alerts, Login Alerts, and more!), Spero Digital Banking keeps watch so you can enjoy the holiday season! 🎅
Learn more at https://spero.financial/digital-banking/
Insured by NCUA. Membership required.