auto loan as low as 3.82% APR*
Purchase or refinance. Get same-day fundingยน and 90-days of no payments.ยฒ

Kasasa Checking

Earn More with Kasasa Checking

Earn up to $750 per year with Kasasa Cash Checking โ€” that's 5.00% APY* on qualified balances up to $15,000! (At most banks, you only earn 0.01% APY on your checking balance.) Choose well. Earn more!

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Spero VISAยฎ Platinum Credit Card

Double the Points. Double the Fun.

Throughout July, earn 2 points for every $1 spent with your Spero Platinum Credit Card when you shop online or in-store at qualifying merchants!* Best yet, rewards will be automatically added to your account.

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Student Spend

Helping Them Soar โ€” One First at a Time

You've been there for their firsts: first words, first steps... Now it's time for another: their first money move. Speroโ€™s Student Checking gives them 24/7 access with a debit card and digital banking โ€” and no monthly fees or overdraft worries.

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Spero is more than a credit union. Weโ€™re a community.

People-first approach. Authentic advice. Personalized solutions.

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Member-Owned

As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.

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Personalized Service

We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.

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Better Rates

As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.

Banking has never looked so good.

The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.

Every Checking Account Includes

  • Tap-and-Go Debit Card with EMV Chip
  • MONEYLINKTM Online Banking
  • Mobile Deposit

Personal Checking Accounts

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Financial Wellness

A financial journey is an "us" thing! Let's help you soar with your money.

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Financial Coaching

Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.

Discover Financial Coaching

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Financial Education

Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.

Financial Education Opportunities

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Financial Insights

We make โ€œmoneyโ€ practical. Browse our blog for financial tips and insights that can help you take your money further.

Explore Financial Insights

Together We Soar

Let's Reach Your Financial Goals!

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In The News

Greenville County Council Honors Spero Financial for 90 Years of Service to the Community

GREENVILLE, S.C. โ€” Spero Financial proudly received special recognition from the Greenville County Council during its meeting earlier this month, in celebration of the Credit Unionโ€™s 90th anniversary of serving the Greenville community and beyond.

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@mysperofi

Connect With the Spero Family

We had a great time hosting a Wants vs. Needs workshop at @newfoundationschildren earlier this week!

Based in Anderson, New Foundations provides residential, foster, in-home, and transportation services for children and families throughout the state.

For more information on their mission, visit https://newfoundationschildren.com/
Our Pearman Dairy (Anderson) Branch is closed due to an outage in the area caused by construction. We are working to get it restored as soon as possible. In the meantime, please visit one of our other Anderson branches on North Main Street and Highway 81. We apologize for any inconvenience this may cause.
We are so grateful for your membership, Lorry! ๐Ÿ’™
In honor of #ilovemycreditunion day, Team Spero wanted to share a few of our favorite memories from the last year!

We love working together to serve our communities and improve our members' financial lives. ๐Ÿ’™
Starting some home renovations this summer? Our Community Relations Specialist, Chelsea, has some tips for you! โ˜€๏ธ๐Ÿก

#renovations #diy #homeimprovement

Find Financial Freedom Through Better Banking.

Join today, and start enjoying all the benefits of membership!